How you pay
Know your host
- Trust score and past trips shown before you ask
- Six-angle walk-around hashed into the agreement
- Deposit is attested, never frozen on a card
Keys Rate — Car Finder
Free to use. No account needed.
How renting a neighbour's car works here
- 1. AI prices the days and the kilometres against real local rates.
- 2. Both of you sign one identical agreement — same digest, two keys.
- 3. Your own rail proves the money exists. Nothing is frozen.
- 4. 30% at handover, 30% halfway, 40% when the car is back and checked.
Straight answers
Does ZEM hold my money?
Never. Your own rail attests the total is covered, then pays the host directly in three steps: 30% at handover, 30% halfway, 40% at return.
What about the deposit?
It is an attestation plus a signed promise, not a hold. Nothing is frozen on your card and no card number reaches ZEM.
Who decides if something is damaged?
Both walk-arounds are hashed into the pact. If you disagree, the Disputes room runs the same neutral AI arbitration used for rides.
What if I drive further than agreed?
The odometer delta at return prices the overage at the per-km rate you both signed. No surprise line items.